Business & Finance

Spreading Your Savings

A nurse learns from a financial adviser why he should divide his savings between stocks, bonds, and cash.

B17 min

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1Marcus has worked as a nurse for fifteen years and saves regularly.

2His bank pays very little interest, so he looks for better options.

3A financial adviser explains that he should not put everything in one place.

4Together, they divide his savings between stocks, bonds, and cash.

5Stocks can grow fast, but their prices also fall without warning.

6Bonds are safer because governments and companies promise to repay them.

7Marcus checks his investments once a month instead of every day.

8He knows that fear and greed can ruin a good plan.

9When prices drop, he stays calm and does not sell.

10His goal is to retire comfortably at the age of sixty.

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